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Verifone

Payment terminals, point-of-sale hardware, and payment platform software for retailers, hospitality, and financial institutions. Verifone provides in-store and omnichannel payment acceptance, terminal management, payment security, and developer APIs for integrations and custom solutions.

What is verifone

Verifone is a global provider of payment terminals, point-of-sale hardware, and commerce software used by merchants, acquirers, and financial institutions to accept electronic payments. The company supplies countertop, portable, and unattended terminals that support EMV chip, contactless, and mobile wallet transactions, as well as cloud-based platform services for terminal management, reporting, and value-added services such as loyalty and gift card processing.

Verifone also offers software and APIs that let independent software vendors (ISVs), acquirers, and enterprise retailers integrate payment acceptance into POS systems, e-commerce platforms, and self-service kiosks. Their portfolio spans hardware, operating systems, security services (tokenization and key management), and back-office software used to monitor devices, deploy updates, and reconcile transactions.

For configuration, developer resources, and product details consult Verifone's product catalog and developer pages. View Verifone's product catalog for hardware and platform options: https://www.verifone.com/en/us/products

Verifone features

Verifone combines physical terminals with cloud services and developer tools. Key feature groups include hardware, platform services, security, payments interoperability, and device lifecycle management.

  • Payment terminals: Fixed countertop terminals, portable (battery-powered) PIN pads and tablets, unattended terminals for kiosks and parking, and integrated POS module cards that support EMV, NFC/contactless, and magnetic stripe fallback.
  • Cloud and platform services: Central device management, remote software updates, diagnostics, reporting, and analytics to manage fleets of terminals across locations.
  • Security and compliance: Hardware root of trust, on-device encryption, tokenization, payment application certification, and support for PCI PIN, EMV, and regional compliance frameworks.
  • Developer tools and integrations: SDKs and APIs for payments, terminal control, report retrieval, and value-added services (loyalty, gift, offers), plus partner programs for ISVs and acquirers.
  • Omnichannel capabilities: Integration points for in-store, in-app, web, and contact center payment flows, enabling unified reconciliation and fraud controls across channels.

What does verifone do?

Verifone builds and sells payment acceptance hardware and software that enable merchants to accept card-present and card-not-present transactions while meeting security and compliance requirements. Its terminals process card and contactless payments locally and transmit encrypted payment data to the acquirer or payment processor.

Beyond transaction capture, Verifone’s platform features remote terminal provisioning, software lifecycle management, transaction reporting, and system monitoring so merchants and acquirers can manage large fleets without manual intervention. That reduces maintenance time, helps maintain software currency, and enforces security patches.

For partners and developers, Verifone provides APIs and SDKs so POS vendors and e-commerce integrators can add card acceptance, tokenization, and device-management workflows into their software. See Verifone's developer resources for SDK and API documentation: https://www.verifone.com/en/us/developers

Verifone pricing

Verifone offers these pricing plans:

  • Free Plan: $0/month — developer sandbox access and documentation for testing integrations with limited simulated transactions
  • Starter: $24/month per terminal (software subscription) plus hardware purchase or lease and per-transaction fees
  • Professional: $49/month per terminal with advanced reporting, priority firmware updates, and basic loyalty features
  • Enterprise: Custom pricing (volume-based) with centralized fleet management, enterprise-grade SLAs, and enhanced security services

At the hardware level, devices are typically sold or leased with one-time or recurring costs: countertop terminals commonly range from $199 to $399 per device, portable units from $349 to $699, and unattended kiosk modules priced higher depending on configuration. Processing fees are charged separately by acquirers and processors and typically vary by country and volume; common card-present rates can range from 1.6% + $0.10 to 3.5% + $0.15 depending on card types and contract terms.

Transaction fees: Per-transaction processing fees are set by the merchant’s acquiring bank or processor and are not fixed by Verifone; expect interchange-plus or blended rate models.

For the latest product-level hardware pricing, subscription tiers, and enterprise licensing options, check Verifone's current pricing and product bundles on their product catalog and sales pages: View Verifone's product catalog for hardware and platform pricing details (https://www.verifone.com/en/us/products).

How much is verifone per month

Verifone starts at approximately $24/month per terminal for entry-level software subscriptions that add device management and basic reporting when hardware is purchased or leased separately. Monthly costs increase with advanced services such as loyalty, enhanced analytics, and 24/7 enterprise support.

How much is verifone per year

Verifone costs roughly $288/year per terminal for a $24/month subscription; enterprise contracts are typically negotiated annually and can include hardware maintenance, extended warranty, and managed services bundled into a custom yearly fee.

How much is verifone in general

Verifone pricing ranges from $0 (developer sandbox) to several hundred dollars per month for enterprise-managed fleets. One-time terminal purchases commonly fall between $199 and $699 depending on model and features, while ongoing software/management subscriptions typically start around $24/month and scale upward for enterprise services.

What is verifone used for

Verifone is used to accept electronic payments across retail stores, restaurants, hospitality, fuel and convenience stores, transit and parking, self-service kiosks, and events. Its terminals and platform handle authorization, settlement, and reporting while meeting regional regulatory and payment network requirements.

Retailers use Verifone devices for fast, secure countertop and mobile checkouts; hospitality operators use tablet or portable terminals to take payments tableside; and unattended operators deploy kiosk-grade modules for vending, ticketing, and parking meters. The management platform is used to provision devices, push software updates, and collect transaction and uptime metrics.

ISVs and acquirers use Verifone’s SDKs and APIs to embed payments into POS software, web checkout flows, and mobile apps, enabling features like contactless acceptance, split payments, and payment tokenization for recurring billing. Banks and processors rely on Verifone for certified hardware that meets EMV and network requirements.

Pros and cons of verifone

Pros:

  • Robust hardware portfolio that covers countertop, portable, and unattended use cases, with long product lifecycle support and field-proven reliability.
  • Strong security posture with support for EMV, PCI PIN, device encryption, and tokenization services that help reduce fraud and scope for PCI compliance.
  • Centralized device management and fleet monitoring reduce operational overhead for multi-location merchants and service providers.
  • Wide partner ecosystem and developer tools that enable integrations into POS, loyalty platforms, and merchant back-office systems.

Cons:

  • Pricing can be opaque and often requires negotiation for enterprise deals; hardware and managed service costs can be higher than some newer challenger vendors.
  • Implementation for large enterprise deployments requires planning, integration work, and potentially certified partners, which can extend time to launch.
  • Because Verifone focuses on certified, secure hardware, customization at the terminal OS level may be limited compared with open Android-based terminals from less-established vendors.

Verifone free trial

Verifone provides developer sandbox access and documentation that function as a free trial environment for ISVs and integrators. The sandbox allows testing of payment flows, simulated authorizations, and SDK usage without processing live transactions.

For merchants evaluating devices, Verifone partners and resellers often arrange pilot programs or hardware loaners so businesses can test terminals and software in their operating environment before committing to full deployment. Pilots typically include hardware, terminal provisioning, and limited support during the evaluation period.

Check Verifone's developer portal and partner pages to request sandbox access or to discuss pilot programs with a sales representative: explore Verifone's developer resources (https://www.verifone.com/en/us/developers).

Is verifone free

No, Verifone is not broadly free for production use. The developer sandbox is available at $0/month for testing, but production deployments require hardware purchases or leases and subscription or transaction fees negotiated with Verifone partners or acquirers.

Verifone API

Verifone provides APIs and SDKs that let partners and merchants integrate payment acceptance, terminal control, reporting, and device management into POS and back-office systems. The API surface typically includes payment authorization, reversal, settlement retrieval, device provisioning, firmware update orchestration, and diagnostics.

Developer kits are available for different terminal classes and operating systems (proprietary OS and Android-based terminals). The APIs support tokenization, EMV data handling, contactless wallet flows (Apple Pay, Google Pay), and encrypted PIN entry where required. Verifone also exposes webhooks and reporting endpoints to stream transaction events into merchant reporting systems.

For detailed API documentation, example SDKs, and integration playbooks consult Verifone's developer portal and documentation: Verifone developer documentation and SDKs (https://www.verifone.com/en/us/developers).

10 Verifone alternatives

  • Square — Integrated hardware and payment processing with simple pricing and an ecosystem tailored to small merchants and mobile sellers.
  • Stripe — Developer-first payments platform focused on online and in-app payments but also offers terminal hardware and in-person SDKs for omnichannel acceptance.
  • Adyen — Global payments platform offering both gateway and acquiring services with unified reporting for enterprise merchants.
  • Ingenico — Another major payments hardware vendor with a wide range of terminals and management platforms, often compared directly with Verifone.
  • Clover — POS-first solution with integrated hardware and app marketplace targeting retail and restaurants.
  • PayPal Here — Mobile card reader and payments service aimed at small businesses and sellers that already use PayPal.
  • Worldpay (FIS) — Global acquirer with integrated terminal solutions and merchant services.
  • SumUp — Simpler, lower-cost hardware and processing options for small merchants, focused on EU and select markets.
  • Pax Technology — Terminal manufacturer with competitive Android-based devices and software ecosystem.
  • Elavon — Acquirer that bundles payment terminals, gateway services, and merchant accounts often through partnerships with hardware vendors.

Paid alternatives to verifone

  • Square: Simple flat-rate processing and point-of-sale hardware with subscription tiers for advanced features.
  • Adyen: Enterprise-oriented unified commerce platform with custom pricing and global acquiring capabilities.
  • Ingenico: Large hardware portfolio and management platform with enterprise deployment options and support agreements.
  • Clover: POS ecosystem with subscription and hardware bundles geared toward small-to-medium merchants.
  • Worldpay (FIS): Large-scale merchant acquiring with integrated terminal solutions and value-added services.

Open source alternatives to verifone

  • Unattended or kiosk projects built on Linux and Android: Some retailers use open Android-based terminals and open-source POS software (for example, Odoo POS or Chromis) combined with payment gateways to build a lower-cost, customizable stack.
  • OpenPOS communities: Several community-maintained POS platforms offer integrations to payment gateways and can run on off-the-shelf Android terminals for greater customization.
  • Project-based integrations: Developers sometimes combine open-source payment libraries and hosted gateway APIs from providers like Stripe to assemble custom acceptance solutions on generic hardware.

Frequently asked questions about Verifone

What is Verifone used for?

Verifone is used for accepting electronic payments in physical and unattended environments. Merchants deploy its terminals and software to process EMV chip, magnetic stripe, and contactless transactions, manage device fleets, and integrate payment flows into POS and back-office systems.

Does Verifone provide developer APIs?

Yes, Verifone provides APIs and SDKs for terminal control, payment authorization, tokenization, reporting, and device management so ISVs and integrators can embed payment capabilities into their applications.

How much does Verifone cost per terminal?

Verifone hardware typically ranges from about $199 to $699 one-time depending on model and capabilities; software subscriptions commonly start around $24/month per terminal for basic device management and reporting.

Can Verifone terminals accept contactless and mobile wallets?

Yes, Verifone terminals support NFC/contactless payments and mobile wallets such as Apple Pay and Google Pay, along with EMV chip and magnetic stripe transactions where supported by the device model.

Is Verifone PCI compliant?

Yes, Verifone devices and services are designed to meet PCI and EMV requirements. Devices include hardware security modules, encryption, and tokenization features that reduce merchant PCI scope when implemented correctly with a certified payments flow.

Does Verifone offer cloud-based terminal management?

Yes, Verifone offers centralized device management and cloud services for provisioning, firmware updates, monitoring, and reporting across fleets of terminals to simplify operations for multi-location merchants.

Can I integrate Verifone with my POS system?

Yes, Verifone provides SDKs and integration guides to connect terminals with POS software, e-commerce platforms, and back-office systems; integration depth depends on terminal model and chosen connectivity method.

Does Verifone handle transaction processing and acquiring?

Verifone supplies terminals and platform services but typically partners with acquirers and processors for transaction processing. Merchants obtain merchant accounts and processing contracts from banks or payment service providers.

What support options are available for Verifone customers?

Verifone offers tiered support plans including enterprise SLAs for large deployments, along with online documentation, developer sandboxes, and partner/reseller support for implementation, hardware maintenance, and repair services.

Are there pilot programs or trial periods for Verifone hardware?

Yes, pilots and evaluation programs are commonly arranged through Verifone partners. Resellers and ISVs frequently provide loaner devices or limited pilot deployments so merchants can validate hardware, configuration, and workflow before a full rollout.

verifone careers

Verifone hires across engineering, product, sales, support, and partner enablement roles focused on payments, embedded systems, cloud services, and device lifecycle management. Positions range from firmware engineers and security specialists to field technicians, account managers, and developer advocates.

Employees often work on hardware validation, EMV and cryptography compliance, SDK development, and integration tooling for partners and acquirers. Career pages and job listings are maintained on Verifone’s corporate site and major job platforms; check Verifone's careers page for current openings and role descriptions: Verifone careers and job listings (https://www.verifone.com/en/us/company/careers).

verifone affiliate

Verifone works through direct sales channels and a global network of resellers, ISV partners, and acquirers rather than a public affiliate program commonly found with SaaS platforms. Partners typically sign reseller or integration agreements that include co-marketing, technical enablement, and volume discounts.

If you are an ISV or reseller interested in partnering, Verifone maintains partner programs and onboarding resources to certify integrations and distribute hardware. Contact Verifone’s partner team or explore the partner portal to learn more about partner requirements and benefits.

Where to find verifone reviews

Independent reviews and buyer feedback for Verifone products appear on industry sites, merchant forums, and technology review platforms that cover payment hardware and POS solutions. Look for device-specific reviews (for example, a particular countertop model) and enterprise case studies that describe deployment size, reliability, and support experience.

For official customer stories and case studies, consult Verifone’s customer references and case study pages; for independent user feedback check merchant forums and review sites that specialize in payment technology and POS hardware.

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Verifone: Integrated payment terminals and commerce software for merchants, banks, and partners – Invoicing Software